What Legal access means in Indonesia
Our Legal position is simple: access depends on local law, your account details and the checks required for the service you request. Where local law permits, you can open an account after entering accurate details and completing phone verification; we may pause access when a detail
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needs clarification. The policy also applies to wallet activity through DANA, OVO, GoPay and QRIS, plus bank transfer or virtual account records connected to your account. We use those records to match the account holder, trace a payment status and resolve a disputed entry. You remain
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responsible for reading the terms shown at account creation and for keeping your login details private. If a rule changes, we will place the updated wording on the relevant legal page and identify the effective date so you can decide whether to continue using the account.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.